credit-cardsLiving in a modern society 171 Million Americans have at least one card in their wallet and the rest are not yet aware on the benefits they can enjoy once they get a hold of this card. First and foremost, credit cards are seen as plastic money with its convenient and indispensable feature. And, this card is mostly issued by institutions like banks to their clients.

For a country like the US with a strong economy and rising demand, it is said to be the best time to be a credit card customer.

Besides unlike before, banks offering credit cards these days are offering rich sign-up bonuses, increase cash back rewards and offers new benefits. If you are not interested in getting one, let me tell you that you are missing a great opportunity here.

Credit cards are really handy when it comes to making payments and keeping a record of your purchase transactions. All you have to do is to swipe the card online or at retail stores and you are done. Aside from that many cardholders are utilizing their credit cards by using it to pay their monthly bills, insurance premium and more.

The Endeavor Face by Card Holders

With more features and offers, you might get confused or overwhelmed by all the card options available today. Since one type of credit card is not going to benefit everyone. We have picked the best credit cards known today.

Cited below are the list of these months best credit card and their offers:

Chase Sapphire Preferred Card (Top Travel and Airline Credit Card)

Rewards: Earn 50K bonus points after spending $4000 on purchases for the first 3 months from your account opening, earn 5k bonus points after adding the first authorized user and make a purchase in the first 3 months from your account opening.

What makes it a winner: This credit card has no foreign transaction fees, it has no blackout dates or travel restrictions as long as there is an available seat on the flight and you can get 25% more value when you redeem on airfare, hotels, car rents and cruises.

Bank of America Cash Rewards Credit Card (Best Cash Back Credit Card for your Everyday Spending)

Rewards: Offers $150 online cash rewards bonus after you spend a total of $500 purchase in the first 90 days of your account and you can get a 10% customer bonus every time you redeem your cash back into the Bank of America.

What makes it a winner: As you use this card on your everyday purchase, you can earn 1% cash back, 2% on grocery stores and wholesale clubs and a dashing 3% on the gas. The best part is it has no changing categories and no expiration on rewards.

Chase Freedom (Best Rewards for Credit Card)

Rewards: With this card, you can earn $150 bonus after spending $500 on your purchases in the first 3 months of this cards activation and earn 5% cash back on a combined purchased amounting $1500 in bonus categories each quarter.
What makes it a winner: As you use this credit card you can have unlimited 1% cash back on all other purchase automatically. Plus, your cash back rewards do not expire as long as your account is open so you’ll be able to redeem cash back with no limit.

Wells Fargo Cash Wise Visa Card (Best Cash Back Credit Card for a Flat Rate Reward)

Rewards: If you apply for this credit card, you can earn up to $200 cash reward bonus once you spend $1000 in your first 3 months of card usage, earn unlimited 1.5% cash rewards on purchases, and you can enjoy 1.8% cash rewards on a qualified mobile wallet purchases, during the first 12 months of the account opening.
What makes it a winner: With this card, you can get $600 for cellphone damage protection or theft once you pay your monthly cellular bill with Wells Cash Wise Visa Card. Aside from that, Wells has no category restrictions or sign-ups, cash rewards don’t expire as long as your account is open and you don’t have pay for your Annual Fee.

Citi Diamond Preferred Card (Best Balance Transfer Credit Card)

Rewards: With Citi, you can get 0% intro APR on Balance transfers and purchased for 21 months.
What makes it a winner: Unlike other credit cards for balance transfer. Citi has a priced rewind searches for the lower prices online for 60 days once you register a purchase. As a result, you can get back up to $500 per item and $2500 on a yearly basis. The best part is you have $0 liability when it comes to unauthorized purchases and No annual fees.

How Many Credit Cards should you own?

If you already have any of the following credit cards, you might find yourself tempted to get more due to the great offers provided by these credit card companies. The ideal number of credit to own depends on your credit limit. If you think that your exciting credit card is not sufficient, then you may apply for one more card.

But, if you have a good payment history, you should wait for your credit card company to reward you with a higher credit limit.

What else are you waiting for? Grab the great deals offer by the best credit card companies today and start enjoying their offers.